Effective Date: March 23, 2025
Welcome to Insurteam.shop! These Terms and Conditions govern your access and use of our gaming website located at https://insurteam.shop. By accessing our site, you agree to comply with and be bound by these terms. If you do not agree, please refrain from using our services.
1. Definitions
"Website" refers to Insurteam.shop.
"We," "Us," or "Our" refers to the owners and administrators of Insurteam.shop.
"User," "You," or "Your" refers to anyone who accesses or interacts with our website.
"Services" refer to all gaming content, competitions, subscriptions, forums, and other features provided on the website.
2. Eligibility
To use our services, you must:
Be at least 13 years old (if under 18, you must have parental consent).
Agree to abide by these Terms and all applicable laws.
Not have been banned or restricted from using our platform.
3. Account Registration
To access certain features, you may need to create an account.
You are responsible for maintaining the confidentiality of your login credentials.
Any activity on your account is your responsibility. If you suspect unauthorized use, notify us immediately.
4. User Conduct and Restrictions
By using Insurteam.shop, you agree NOT to:
Engage in cheating, hacking, or exploiting game mechanics.
Use offensive, abusive, or illegal content in usernames, chat, or game interactions.
Violate intellectual property rights or distribute unauthorized copies of games.
Attempt to disrupt, overload, or attack our website or services.
5. Intellectual Property Rights
All content on Insurteam.shop, including text, graphics, logos, game assets, and trademarks, belongs to us or our licensors.
You may not copy, modify, distribute, or use any part of the website without permission.
6. Virtual Goods and In-Game Purchases
Our website may offer virtual goods, skins, or in-game items for purchase.
These items hold no real-world monetary value and are non-refundable.
We reserve the right to modify, remove, or adjust virtual goods without prior notice.
7. Payments and Subscriptions
Payments for virtual goods, subscriptions, or other services are final and non-refundable, except as required by law.
We use third-party payment processors; any financial transactions are subject to their terms and policies.
If you experience payment issues, contact our support team immediately.
8. Third-Party Links and Content
Insurteam.shop may include links to third-party websites, advertisements, or external content.
We do not control or endorse third-party content and are not responsible for any damages or issues arising from external sites.
9. Account Suspension and Termination
We reserve the right to suspend or terminate your account if:
You violate these Terms.
You engage in illegal or fraudulent activities.
You cheat, harass other players, or manipulate the platform unfairly.
10. Disclaimer of Warranties
Our website and services are provided "as is" without warranties of any kind.
We do not guarantee that our website will be available without interruptions or errors.
We are not responsible for any losses, data corruption, or disruptions caused by software issues, cyber-attacks, or third-party failures.
11. Limitation of Liability
To the maximum extent permitted by law, Insurteam.shop shall not be liable for:
Any indirect, incidental, or consequential damages arising from your use of our services.
Loss of virtual goods, account access, or gaming progress due to system failures or rule violations.
12. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. By agreeing to these Terms, you also acknowledge and accept our Privacy Policy.
13. Changes to Terms and Conditions
We reserve the right to modify or update these Terms at any time.
Changes will be effective immediately upon posting on https://insurteam.shop.
Continued use of the website means you accept any modifications.
14. Governing Law and Dispute Resolution
These Terms are governed by the laws of [Your Country/State].
Any disputes shall be resolved through binding arbitration or in courts of our jurisdiction.
15. Contact Information
If you have any questions about these Terms, please contact us at:
? [Your Support Email]
? [Your Physical Address (if applicable)]
By using Insurteam.shop, you agree to these Terms and Conditions. If you do not accept these terms, please refrain from using our services.